FDK Capital founded by Delia Fodor in 2015 and later joined by John Dunford, has become one of the leading players in commercial mortgages industry in the Québec investment market.
Currently generating in average of 72 loans yearly across Québec province, positions us with a decent volume of transactions, that keeps us confortable so that we can concentrate in promoting excellence and delivering tailored financing solutions to our customers.
This type of property is very popular and widely available on the Quebec market and many of our clients rely on this asset class to establish and build their portfolios. Advantage points of consideration include reduce management complexity and consistent cash flow.
A Mixed-Use property include different segregated assets by nature like: retail, multi-family, office, industrial, storage.
In this type of properties, the stage is set by a variation of the industrial use and the reduce number of tenants into one given property and as a result there could be a higher risk when borrowing. Experience and confidence are key in executing financing for this class assets.
Construction loan helps borrowers manage payments for contract work during the building of real estate asset. We offer construction loan for: multi-family, industrial, retail and condominiums. We are especially concentrating our attention into addressing borrowers who need loan to build multi-family units and they have purchased the land. In the situation we could go up to 95% loan to value. Preserving investor’s capital, faster execution and more flexible terms are our strongholds while providing financing to our clients.
Our past clients are telling us what helped them decide to work with us, was our close relationship we established with them and how we helped them and encouraged them to reach their goals, dreams and aspirations. Backed by structured and organized financing propositions, we make the difference by exploring financing products that are leveraged to develop creative smart risk solutions. Preserving investor capital by lending primarily against income producing real estate with a high loan to value is our main focus. Part of our decision-making processes is accountability into taxation and inflation. We go beyond the financing proposition to make sure our clients have access to tax specialists and financial advisors that are getting involved into the process with our team to make sure we mitigate every aspect of the deal before it’s put in place.
Delia, founder of FDK Capital brings a vast knowledge from her practice as a Law Professor in Romania combined with her Doctoral Degree and ample research in Economics. Her passion for real estate and persistence into continuous searching to find new products and bring new lenders into the game, position’s clients to a strong hold and offers a diversity of products. With high demand from experience clients to constantly adapt to shifting markets and changes into designing our strategy to find optimum solutions, we are always looking for new ways to meet our clients expectations. Investing in real estate and working as a mortgage broker helped her better understand the challenges faced by clients and working along her fellow brokers and bankers to help improve banking conditions and shape new regulations.
With over 40 years of expertise in underwriting and analysing commercial loans, I am glad to join FDK Capital and devote my attention into bringing best financing solution to clients who are looking for new construction or repositioning loans. My passion for real-estate financing will introduce our clients to a new innovative dimension of financing that could better align with their objectives.
John brings over 14 years of mortgage experience as a broker, in his role with FDK Capital. He has helped thousands of clients with their mortgage needs. Prior to FDK Capital, John worked with Multi-Prets and Dominion Lending Centers. From start up to Franchise owner. John started his career in the banking world as a merchant banker and retired as a Vice President. He holds an MBA from Simon Fraser University, in British Columbia. What spare time he has, he spends working on his golf game, and being around his grand children. He also walks his two companion dogs four times a day.
Denis Nadeau, works as a mortgage broker for over 12 years and he’s passion for real estate financing is positioning him to come out with best customized solutions for our clients. Attention to details and expertise into deep analysis are key factors that will guide his decisions. He's focus is to deliver excellence for all of our clients!
When we talk about the person behind the scenes who is dedicated to his work and has an important expertise in financial analysis, number crunching and fine tuning on each deal, then we know is Jean-François Labrecque. Working as a mortgage broker is oftentimes challenging but rewarding if you know when you could strike new boundaries to find optimal solutions for our clients. Foreseeing potential problems down the road and how to avoid it, is Jean-Francois strenght.
